“Everywhere you look the scene is the same. The insiders are taking more and more wealth from the outsiders.  Everyone wants to be an insider. And in a democracy especially, over time, more and more people find ways to game the system and join the insiders.  Finally, everyone seems to have an angle.  And soon civilization is on the road to decline and ruin. This happens when there are more parasites than producers… and more voters with their hands in the cookie jar than there are people making cookies!”

http://www.bonnerandpartners.com/empire-of-debt/

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