“Diebold has deployed the first of a completely new kind of ATM designed to appeal to gadget-obsessed millennials.  The machine has no physical buttons or card reader. You do nearly all your interactions with it through the cloud using a smartphone. This video demonstrates it.  The new machine was announced in early 2013. but now there is one in operation at Diebold’s own credit union, Diebold Federal Credit Union (DFCU).  Such ATMs should make skimming basically impossible. Customers conduct very little interaction directly with the ATM itself. New, stronger methods of authentication are possible.”

http://www.zdnet.com/atm-of-the-future-no-cards-no-buttons-7000027850/

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