“A moratorium for uninsured Americans to avoid paying a tax penalty under the Affordable Care Act may not be accomplishing its desired goal, as many citizens appear to be opting to pay a fine rather than sign up for coverage.  Although it’s still early in the process—the extended deadline lapses in April—a senior executive at H&R Block said that ‘a significant percentage of taxpayers’ are opting to pay the penalty.  Separately, only 12 percent of uninsured people would buy policies if informed of the penalty, according to a survey of 3,000 adults polled by McKinsey & Co.”

http://www.cnbc.com/id/102524819

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