“Roth IRAs, which is what the MyRA is, already exist and can be funded with as little as a few hundred dollars. So the gap that supposedly exists doesn’t really exist at all. Sure, the MyRA is extremely easy to join and backed by the U.S. government — which doesn’t say much when you look at the extreme level of debt our government has. But it generates a paltry 3% return at best. Almost any other diversified mutual fund will generate substantially better returns over time. Therefore, the MyRA doesn’t really serve a purpose at all, except for providing the government with buyers of its debt at a time when the largest buyer — the Federal Reserve — has stopped buying.”
http://thesovereigninvestor.com/government-politics/worst-retirement-option-ever/
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