
“This toxic mix – rising interest rates and record high consumer debt in relationship to disposable income – has now started to bite the most vulnerable consumers once again. And for them, debt service is getting very difficult.”
Read more: https://wolfstreet.com/2018/05/22/where-the-debt-slaves-are-the-most-vulnerable/
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The new-found desire for privacy is what’s driving all of this new business activity.