“The National Security Agency’s monitoring of Americans includes customer records from the three major phone networks as well as emails and Web searches, and the agency also has cataloged credit-card transactions, said people familiar with the agency’s activities.The Obama administration says its review of complete phone records of U.S. citizens is a ‘necessary tool’ in protecting the nation from terror threats. The NSA’s efforts have become institutionalized under laws passed in the wake of the Sept. 11, 2001, attacks. Most members of Congress defended them Thursday as a way to root out terrorism, but civil-liberties groups decried the program.”

http://online.wsj.com/article/SB10001424127887324299104578529112289298922.html#

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