“China’s ‘internationalization’ of the RMB shouldn’t be confused with liberalization; its borders are still far from porous when it comes to moving money, and the process comes with a lot of paperwork and bureaucracy, said Kok-Chi Tsim, managing director for international banking at J.P. Morgan Chase Bank N.A. in Chicago.  Still, it could be worth it for many exporters as a means of cutting costs and attracting new customers, Mr. Tsim said at a breakfast seminar organized by the Georgia China Alliance and attended by more than 40 people.On average Chinese exporters charge about a 5 percent premium to settle transactions in U.S. dollars versus RMB.”