“When did you hear of Bitcoin? The first transaction involving the digital currency was just four years ago – believed to be a Briton paying a programmer in Florida for a pizza. But Americans are embracing this form of computer-generated money so fast you can now use it to buy a ticket to the ball game – as well as a flight into space with Virgin Galactic.  What new financial instrument will we be writing about come 2020? We just don’t know – and it is this hectic pace of change in finance that poses the greatest challenge to Labour‘s proposals to break up the banks.”

http://www.theguardian.com/commentisfree/2014/jan/19/online-banking-high-street-labour-reforms

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