Tag Archives: Peer To Peer

Money Extinct? How Crowdfunding Will Change The World

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“Whether it’s a crowdfunded skyscraper in Bogota, Colombia, or a new galactic currency intended to be used in space, these ideas are just the tip of the iceberg when imagining what kind of impact new financial models might have on our society. As articulated in The Curve Report, ‘Generation Xers and Ys, already accustomed to pooling resources and ‘Kickstarting’ passion projects, are among the first generations that will buy life insurance along with their breakfast cereal, collectively bankroll everything from cars to college tuition, and borrow cash from ‘friends’ on Facebook.'”

http://www.psfk.com/2013/10/financial-trends-nbc-curve-report.html

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New York Just Subpoenaed Airbnb to Hand Over Its User Data

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“The war between New York City and Airbnb is raging on, and the future of the hospitality business hangs in the balance.  The city is fighting the startup for breaking local laws against operating an illegal hotel out of your home, worried that hustlers are abusing the online service to turn a profit. To that end, New York Attorney General Eric Schneiderman just slapped the company with a subpoena to hand over the user data of all New Yorkers who’ve listed their apartment on the site, the New York Daily News reported today. That’s about 225,000 users.  Airbnb users offer up a lot of sensitive personal information on the site, including details that could determine which listings are breaking the law.”

http://motherboard.vice.com/blog/new-york-just-subpoenaed-airbnb-to-hand-over-its-user-data

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Andreessen: Bitcoin is like the early Internet

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“Andreessen told Sarah Lacy that radical new ideas are a reaction to overregulation already happening. [..] ‘The more people try to add more control, the more it just creates the need for the uncontrolled alternative.’ He went on to explain that if it’s a genuinely radical new idea, it will tend to benefit in the long run by attempts to clamp down on it.  ‘The Internet was a little bit like that in the early days.’ So was the music industry. First there was Napster, then Kazaa, then BitTorrent, then Tor. Each time a regulator went after one organization, another sprung up, a million times worse. ‘Take smart coders, and tell them they can’t do something, and that is very inspiring,’ Andreessen says.”

http://pandodaily.com/2013/10/03/andreessen-bitcoin-is-like-the-early-internet/

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Fifty Ways to Leave Leviathan

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“Compared with politics or the slow road of mass education, the work of hacking Leviathan through innovation is a promising road forward. Something’s happening. It’s like the Singularity for civil disobedience. Pandora’s box. Perhaps a series of innovation tidal waves. A whole lot of people are participating in a great unfolding. And if you’re drawing up grand social engineering plans, throw them out. The world is about to get a lot more dynamic.  Here are just 50 ways people are working around State obstacles.”

http://www.fee.org/the_freeman/detail/fifty-ways-to-leave-leviathan

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Peer-to-Peer Economy Thrives as Activists Vacate the System

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“Progressives may call it the ‘sharing economy’ while Libertarians may refer to it as Agorism –  a ‘society in which all relations between people are voluntary exchanges by means of counter-economics, thus engaging in a manner with aspects of peaceful revolution.’  Together, they’re opting out of the current socioeconomic matrix and creating a new alternative economy where trading occurs peer-to-peer and increasingly without government-issued currency.  It’s a space where mutual trade occurs without burdensome taxes, regulations, or licenses, an underground black market enabled by the Internet and regulated by social feedback mechanisms — and it’s growing exponentially.”

http://www.activistpost.com/2013/09/peer-to-peer-economy-thrives-as.html

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Forget premiums: A peer-to-peer network will cover you

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“An online insurance firm called Peercover lets groups of people insure each other on their own terms and at a fraction of the cost.  Insurance is the latest financial service to get a shake-up from peer-to-peer (P2P) dynamics. Already, individuals can lend money for a return with interest. Similarly, people wanting to exchange currency can avoid banks and instead use P2P services to find other people looking to make the opposite trade. ‘The changes in financial services that are happening now are happening more quickly and dramatically than anything we’ve seen over the last 100 years,’ says Ron Suber of peer-to-peer loan company Prosper. ‘Peercover is a great example.'”

http://www.newscientist.com/article/mg21929354.300-forget-premiums-a-peertopeer-network-will-cover-you.html

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The Sharing Economy Fights Back Against Regulators

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“What started with a few enterprising individuals willing to let complete strangers sleep in their homes and use their possessions has now developed into a formidable economic force that threatens to upend several different industries.  Along the way, it has posed some major legal challenges.  The companies that are pushing it forward have continually undermined local ordinances, consumer safeguards, and protectionist regulations alike.  As a result, governments around the country are trying to rein them in.  That’s where Silicon Valley’s newest advocacy group comes in.  Peers is a self-described ‘grassroots organization’ that launched to ‘mainstream, protect, and grow the sharing economy.'”

http://www.forbes.com/sites/tarunwadhwa/2013/09/16/the-sharing-economy-fights-back-against-regulators-with-an-advocacy-group/

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Richard’s $2 Billion Dollar (Severed) Hand

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“Richard Van As, a South African carpenter, lost four of his fingers to a circular saw, reports The Associated Press. An artificial limb — one that could detect the muscles’ electrical impulses and move — would have cost him tens of thousands of dollars. Sadly, he was unable to afford that.  Soon after, Van As teamed with an Ivan Owen from Seattle. 10,000 miles separated Van As in Johannesburg from Owen. But with the help of two 3-D printers donated by MakerBot, the two created their own “Robohand” prosthetic. They were able to cut the prototyping time from a week to just 20 minutes. And the cost? Just $500… more than a 95% discount.”

http://dailyreckoning.com/richards-2-billion-dollar-severed-hand/

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California becomes first state in nation to regulate ride-sharing

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“Under the proposal, the PUC would have jurisdiction over ride-sharing under a new category of businesses called transportation network companies. The agency would also issue licenses to the services.  The decision is expected to preempt efforts by California cities to oversee or even ban ride-sharing under their authority to license taxi cab firms. Regulators would require drivers to undergo criminal background checks, receive driver training, follow a zero-tolerance policy on drugs and alcohol and carry insurance policies with a minimum of $1 million in liability coverage.”

http://www.latimes.com/business/money/la-fi-mo-state-regulators-ok-ridesharing-20130919,0,2583487.story

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Could You Be Arrested For Offering A Lyft?

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“The Internet has yet again found a way for you to make money with minimal start-up costs…and the government is right there to ready to ruin it on behalf of some entrenched interests.  We’ve already covered how to start up your own B-N-B (‘Bed, No Breakfast’) via Airbnb. We’ve also covered how the hotel lobbies in various popular cities have appealed to local and state governments to shut down Airbnb so that the individual entrepreneurs it enables don’t pose a threat to the hotel industry’s income. All in the name of ‘safety’, of course.  Now the same thing is happening in the cab industry. Lyft is allowing people to use their existing cars to become cab drivers after a vetting process.”

http://dollarvigilante.com/blog/2013/9/17/could-you-be-arrested-for-offering-a-lyft.html

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